Australia's independent insurance comparison

Compare every
Australian insurer,
independently

Health, car, home, and pet insurance — all compared in one place. Unbiased ratings, verified premiums, and direct links to every insurer in Australia.

Health insurance

Compare hospital & extras cover

Select your cover tier, then compare every Australian fund at that level by premium, inclusions, and independent value rating.

Select tier
Gold
Gold
From ~$250/mo
Silver Plus
Silver Plus
From ~$200/mo · incl. joints
Silver
Silver
From ~$160/mo
Bronze
Bronze
From ~$100/mo
Basic
Basic
From ~$60/mo
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Disclosure: InsureCheck earns a referral commission when you join via our links. This does not affect your premium or our independent ratings.
Showing 12 Silver Plus funds
Car insurance

Compare every Australian car insurer

Comprehensive, third party fire & theft, and third party property compared by price, inclusions, and value.

Cover type
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Disclosure: InsureCheck earns a referral commission when you join via our links. Rankings are fully independent.
Showing 10 insurers
Home insurance

Compare home & contents insurance

Building, contents, combined, and landlord insurance from every major Australian insurer.

Cover type
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Disclosure: InsureCheck earns a referral commission when you join via our links. Rankings are fully independent.
Showing 10 insurers
Pet insurance

Compare pet insurance — dogs & cats

Accident only, accident & illness, and comprehensive pet cover rated for value, inclusions, and claims service.

Cover type
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Disclosure: InsureCheck earns a referral commission when you join via our links. Rankings are fully independent.
Showing 10 insurers
Questions

Common questions

InsureCheck earns a referral commission from insurers when you click our links and take out a policy. This commission is paid by the insurer and does not affect your premium. All ratings are calculated independently — we list and rate every insurer whether or not they pay us a commission.
Yes. Value ratings combine premium competitiveness, breadth of inclusions, excess options, claims handling reputation, and customer satisfaction data. Insurers cannot pay to improve their rating. Funds without affiliate programs are still listed and rated — we show every option available to Australians.
"Get this deal" routes via our comparison partner iSelect, who handles the signup process. "Join directly" takes you straight to the insurer's own website. Both buttons may earn InsureCheck a commission. The premium you pay is identical either way.
Premium estimates and inclusions are updated monthly. Premiums shown are indicative for a typical adult in Western Australia — your actual quote will vary based on age, claims history, location, and cover level. Always obtain a direct quote before purchasing any insurance policy.